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Home Loan


In a very real way, the home loan is the driving force behind the Indian residential real estate market. Without a home loan, a large portion of the Indian population would be forced to live in rental houses. Because of this facility, one can be a proud home owner without having to have enormous amounts of ready cash. Since they play an extremely vital role in sustaining the real estate market, it is not only home buyers who depend on home loans, but developers as well.

To clear up a common misconception – home loans are not available only for the purchase of a house. One can avail of such financing to buy land and to construct on it, and also to renovate an existing property. Of course, there are lending norms attached to the granting of a home loan.

  • Agreement for Sale (Stamp duty & Regn. Recpt)
  • NA Order / 7/12 extract copy/Commencement Cert)
  • Certificate from Advocate.
  • Occupation Certificate / Completion Certificate
  • ULC order ( if applicable).
  • Blue Print Copy ( Jumbo Xerox ).
  • Demand letter.
  • NOC from Builder.
  • Own contribution Receipt.
  • Builder Bank Details ( A/c no./ Bank Name/ Branch Name).
  • Development Agreement / POA from Land Owner to Builder / Partnership Deed ( If applicable )



Home Loan


Best Home Loan Provider Banks in Mumbai
State Bank of India LIC housing Ltd.
Axis Bank HDFC
ICICI Bank DHFL
Bank Name Interest Rate
State Bank of India9.95% p.a. - 10.10% p.a.
LIC HFl10.00% p.a. - 10.75% p.a.
Axis Bank10.15% p.a. - 11.00% p.a.
HDFC Bank10.15% p.a. - 11.00% p.a.
ICICI Bank10.25% p.a. - 11.00% p.a.